What healthcare documents should I have for estate planning?
Healthcare documents are an essential part of estate planning, as they allow you to make decisions about your medical care in advance and appoint someone to make decisions on your behalf if you’re unable to do so. Here are the key healthcare documents to include in your estate plan:
- Healthcare Directive (Living Will)
- A Healthcare Directive (also known as a Living Will) outlines your preferences for medical treatment if you’re ever in a situation where you cannot communicate your wishes (e.g., if you’re in a coma or have a terminal illness).
- It typically specifies whether or not you want life-sustaining treatments like ventilation, feeding tubes, or resuscitation. This helps guide healthcare providers and your loved ones in making decisions about your care.
- Durable Power of Attorney for Healthcare (Healthcare Proxy)
- A Durable Power of Attorney for Healthcare allows you to designate someone (a healthcare proxy) to make medical decisions on your behalf if you become incapacitated and cannot make decisions yourself.
- The person you appoint should understand your values and healthcare preferences, as they will be responsible for making decisions in situations where you’re unable to communicate.
- HIPAA Authorization
- The HIPAA Authorization allows your designated healthcare proxy (or others you specify) to access your medical records and communicate with doctors and medical professionals on your behalf.
- Without this document, even if you appoint someone to make decisions for you, they might not be able to obtain the necessary information to make informed choices.
- Organ Donation Form
- If you have strong preferences about organ donation, it’s important to document them in your estate plan. You can specify whether you wish to donate organs or tissue upon your death, and you may need to sign an organ donor card or indicate your wishes in a healthcare directive.
- Many states offer a way to register as an organ donor through their Department of Motor Vehicles (DMV), but including this in your estate planning ensures it aligns with your wishes.
- DNR (Do Not Resuscitate) Order
- A Do Not Resuscitate (DNR) order is a medical order that directs healthcare providers not to perform CPR or other life-saving measures if your heart stops or if you stop breathing.
- This document is particularly important for individuals who do not want aggressive life-saving treatment in the event of cardiac or respiratory failure.
- Mental Health Care Directive (optional)
- In some cases, people choose to include a Mental Health Care Directive, which provides instructions for how to handle mental health treatment if they are unable to make decisions during a mental health crisis.
- This may include preferences about medications, hospitalization, or types of therapy.
Having these documents in place allows you to maintain control over your healthcare decisions, even when you are unable to communicate. It also provides clarity and reduces the burden on your family members, who might otherwise be faced with difficult decisions without knowing your wishes.
These healthcare documents are often updated as your situation changes, so it’s a good idea to review them periodically and ensure they reflect your current preferences.